50/30/20 Budget Builder

I want to set up the 50/30/20 budget but I'm not sure it fits my situation.

Monthly take-home: [£AMOUNT]
My fixed costs (rent, bills, etc.): [£AMOUNT]
How much I currently save: [£AMOUNT or ZERO]
Where I struggle most: [needs / wants / saving]

Build my 50/30/20 budget:
1. **My personalised split** — is 50/30/20 right for my income, or should I adjust?
2. **What goes in each category** — clear rules on needs vs wants for my lifestyle
3. **Exact amounts per category** based on my income
4. **Where to trim** if my fixed costs eat too much of the 50%
5. **How to automate** the 20% savings so it's never optional
6. **Monthly tracking template** — simple enough that I'll actually use it

I want to set up the 50/30/20 budget but I'm not sure it fits my situation.

Monthly take-home: [£AMOUNT]
My fixed costs (rent, bills, etc.): [£AMOUNT]
How much I currently save: [£AMOUNT or ZERO]
Where I struggle most: [needs / wants / saving]

Build my 50/30/20 budget:
1. **My personalised split** — is 50/30/20 right for my income, or should I adjust?
2. **What goes in each category** — clear rules on needs vs wants for my lifestyle
3. **Exact amounts per category** based on my income
4. **Where to trim** if my fixed costs eat too much of the 50%
5. **How to automate** the 20% savings so it's never optional
6. **Monthly tracking template** — simple enough that I'll actually use it