Financial Audit My Life

I want to do a proper financial audit of my life — I suspect I'm wasting a lot of money.

Monthly income: [£AMOUNT]
Have a rough idea of monthly spending: [YES/NO]
Subscriptions I pay for: [LIST or 'not sure']
Last time I reviewed insurance / bills: [DATE or 'never']

Run a complete financial audit for me:
1. **The 10 categories to audit** with average UK costs to compare against
2. **Bill reduction checklist** — utilities, phone, broadband, insurance — how to cut each
3. **Subscription audit template** — what to keep vs cancel
4. **Hidden costs most people miss** — things leaking money quietly
5. **The annual saving potential** from a thorough audit
6. **Action list** in priority order — biggest wins first

I want to do a proper financial audit of my life — I suspect I'm wasting a lot of money.

Monthly income: [£AMOUNT]
Have a rough idea of monthly spending: [YES/NO]
Subscriptions I pay for: [LIST or 'not sure']
Last time I reviewed insurance / bills: [DATE or 'never']

Run a complete financial audit for me:
1. **The 10 categories to audit** with average UK costs to compare against
2. **Bill reduction checklist** — utilities, phone, broadband, insurance — how to cut each
3. **Subscription audit template** — what to keep vs cancel
4. **Hidden costs most people miss** — things leaking money quietly
5. **The annual saving potential** from a thorough audit
6. **Action list** in priority order — biggest wins first