Get Out of Debt Fast — Personalised Plan

I'm in debt and I need a realistic plan to get out.

Debts (list each): [NAME, AMOUNT, INTEREST RATE]
Monthly income after essential bills: [£AMOUNT LEFT OVER]
How long I've been in debt: [TIME]
Biggest obstacle: [e.g. keep adding to it / minimum payments only / low income]

Build me a debt freedom plan:
1. **Debt payoff order** — avalanche vs snowball for my specific debts, with recommendation
2. **Monthly payment plan** — exactly how much goes where
3. **Timeline** — realistic month-by-month projection to debt freedom
4. **How to stop adding to debt** while paying it off
5. **Ways to find extra money** to accelerate repayment
6. **Milestones to celebrate** — keeping motivation when it's a long road

I'm in debt and I need a realistic plan to get out.

Debts (list each): [NAME, AMOUNT, INTEREST RATE]
Monthly income after essential bills: [£AMOUNT LEFT OVER]
How long I've been in debt: [TIME]
Biggest obstacle: [e.g. keep adding to it / minimum payments only / low income]

Build me a debt freedom plan:
1. **Debt payoff order** — avalanche vs snowball for my specific debts, with recommendation
2. **Monthly payment plan** — exactly how much goes where
3. **Timeline** — realistic month-by-month projection to debt freedom
4. **How to stop adding to debt** while paying it off
5. **Ways to find extra money** to accelerate repayment
6. **Milestones to celebrate** — keeping motivation when it's a long road