Pay Off Credit Card Debt Strategy

I have credit card debt and the interest is killing me.

Cards and balances: [LIST: Card name, balance, APR]
Minimum payments total: [£AMOUNT/month]
Extra I could put towards debt: [£AMOUNT/month]
How the debt built up: [BRIEFLY — helps me advise on preventing it again]

Create my credit card payoff plan:
1. **Payoff order** — which card to hammer first and why
2. **Month-by-month plan** — exactly how much to each card
3. **Total interest saved** vs just paying minimums
4. **Timeline to zero** — when I'll be debt free
5. **Balance transfer strategy** — whether it makes sense for my situation
6. **How to not rebuild this debt** — the habit changes to make now

I have credit card debt and the interest is killing me.

Cards and balances: [LIST: Card name, balance, APR]
Minimum payments total: [£AMOUNT/month]
Extra I could put towards debt: [£AMOUNT/month]
How the debt built up: [BRIEFLY — helps me advise on preventing it again]

Create my credit card payoff plan:
1. **Payoff order** — which card to hammer first and why
2. **Month-by-month plan** — exactly how much to each card
3. **Total interest saved** vs just paying minimums
4. **Timeline to zero** — when I'll be debt free
5. **Balance transfer strategy** — whether it makes sense for my situation
6. **How to not rebuild this debt** — the habit changes to make now