I want to start investing but I don't know where to begin and I'm scared of losing money.
Amount I can invest monthly: [£AMOUNT]
Age: [AGE]
Existing savings: [£AMOUNT OR NONE]
Risk comfort: [I panic at any loss / some loss is ok / I can handle volatility]
Investment goal: [retirement / house / general wealth building]
Give me a beginner investment plan:
1. **Where to start** — the right account type for my goal (ISA, pension, general)
2. **What to invest in** — a specific, simple portfolio for a beginner with my risk level
3. **How much risk to take** given my age and goal
4. **The investing mistakes beginners make** — what to avoid
5. **How to automate it** so I don't have to think about it
6. **When to review and rebalance** — a simple annual checklist
I want to start investing but I don't know where to begin and I'm scared of losing money.
Amount I can invest monthly: [£AMOUNT]
Age: [AGE]
Existing savings: [£AMOUNT OR NONE]
Risk comfort: [I panic at any loss / some loss is ok / I can handle volatility]
Investment goal: [retirement / house / general wealth building]
Give me a beginner investment plan:
1. **Where to start** — the right account type for my goal (ISA, pension, general)
2. **What to invest in** — a specific, simple portfolio for a beginner with my risk level
3. **How much risk to take** given my age and goal
4. **The investing mistakes beginners make** — what to avoid
5. **How to automate it** so I don't have to think about it
6. **When to review and rebalance** — a simple annual checklist
How to use this prompt
Copy the prompt above and paste it into ChatGPT, Claude, Gemini, or any AI tool. Fill in the bracketed placeholders with your details.