Cash Flow Forecast Template

Create a cash flow forecast for [BUSINESS].

Business: [WHAT I DO]
Monthly revenue: [CURRENT OR PROJECTED]

Main expenses: [LIST CATEGORIES]
Forecast period: [3 / 6 / 12 MONTHS]

Provide:
1. **Revenue Streams**: Break down all income sources with amounts
2. **Fixed Costs**: Monthly costs that don't change (rent, subscriptions, salaries)
3. **Variable Costs**: Costs that change with revenue (materials, commissions)
4. **One-Off Costs**: Planned investments or irregular expenses
5. **Monthly Forecast**: Month-by-month cash in vs cash out
6. **Running Balance**: Projected bank balance at end of each month
7. **Seasonal Adjustments**: How income/expenses vary by season
8. **Scenarios**: Best case, expected, and worst case projections
9. **Cash Buffer**: How much cash reserve I need
10. **Warning Signals**: What numbers tell me to take action

Create a cash flow forecast for [BUSINESS].

Business: [WHAT I DO]
Monthly revenue: [CURRENT OR PROJECTED]
Main expenses: [LIST CATEGORIES]
Forecast period: [3 / 6 / 12 MONTHS]

Provide:
1. **Revenue Streams**: Break down all income sources with amounts
2. **Fixed Costs**: Monthly costs that don't change (rent, subscriptions, salaries)
3. **Variable Costs**: Costs that change with revenue (materials, commissions)
4. **One-Off Costs**: Planned investments or irregular expenses
5. **Monthly Forecast**: Month-by-month cash in vs cash out
6. **Running Balance**: Projected bank balance at end of each month
7. **Seasonal Adjustments**: How income/expenses vary by season
8. **Scenarios**: Best case, expected, and worst case projections
9. **Cash Buffer**: How much cash reserve I need
10. **Warning Signals**: What numbers tell me to take action