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Set Up Your Children's Financial Future

💸 Finance✓ Essential
I want to set my children up with a healthy financial foundation — accounts, habits, and real knowledge.

Children's ages: [AGES]
What I've done already: [pocket money / savings account / nothing yet]
What I want them to understand by the time they're adults: [LIST]
My own financial confidence: [strong / average / could be better — this affects how I teach them]

Give me a practical financial education plan:
1. **Age-appropriate financial milestones** — what to teach at each stage from 5 to 18
2. **The pocket money system** — how much, what it covers, how to link it to responsibility
3. **Savings accounts for children** — which type to open, how to make it motivating
4. **How to talk about money** without creating anxiety or entitlement
5. **At what age to introduce investing** — junior ISAs, how to explain compound interest simply
6. **The money mistakes most parents make** — and what to do instead
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